---
updatedAt: 2025-05-19T21:12:23.000Z
agentTools:
projectIndex: https://docs.vopay.com/llms.txt
---
# Payment Rails
Explore our collection of payment methods.
### Bank Account Payments
**[Electronic Funds Transfer (EFT) >](https://docs.vopay.com/docs/eft)**
EFT is Canada's main bank account payment method.
**[VoPay Instant >](https://docs.vopay.com/docs/vopay-instant)**
VoPay's proprietary near real-time bank account payment method, available in Canada only.
**[eCheck >](https://docs.vopay.com/docs/echeck)**
Obtain authorization and process electronic payments on our EFT and ACH rails.
**[Automated Clearing House (ACH) >](https://docs.vopay.com/docs/ach)**
ACH is the primary bank account payment method in the US.
**RTP (The Clearing House)**
Send data-rich payments instantly to most US bank accounts.
**FedNow**
Send payments instantly to all US bank accounts.
**FedWire**
Send and collect payments using US bank accounts with real-time gross settlement.
### Interac eTransfer Payments
**[Interac eTransfer: Payouts >](https://docs.vopay.com/docs/bulk-e-transfer)**
Send payments using Canada's email money transfer system, powered by Interac.
**[Interac eTransfer: Request Money >](https://docs.vopay.com/docs/interac-money-request)**
Request payments from clients and customers using email requests or embedded workflows.
**[Interac eTransfer: Inbound >](https://docs.vopay.com/docs/inbound-e-transfers)**
Receive inbound payments into your VoPay account with real-time visibility.
### Card Payments
**Card Acquiring**
Process and accept card payments on your platform.
**Push To Card**
Send funds to cardholders around the world.