EFT Cutoff Times
Cutoff Times
EFT payments operate on three distinct payment windows, each with its own specific cut-off time that dictates when the payment will be processed. Payments submitted before the cut-off time for a particular window will be processed within that window. However, if a payment is submitted after the cut-off, it will be processed in the next available window. Any payments submitted after the last cut-off time will be processed on the next business day.
Description | Deadline to receive the transaction | Transaction submission for processing |
---|---|---|
1st payment window | 6:00am EST | 7:00am EST |
2nd payment window | 1:00pm EST | 2:00pm EST |
3rd payment window | 6:00pm EST | 7:00pm EST |
Updated 23 days ago