EFT Cutoff Times

Cutoff Times

EFT payments operate on three distinct payment windows, each with its own specific cut-off time that dictates when the payment will be processed. Payments submitted before the cut-off time for a particular window will be processed within that window. However, if a payment is submitted after the cut-off, it will be processed in the next available window. Any payments submitted after the last cut-off time will be processed on the next business day.

DescriptionDeadline to receive the transactionTransaction submission for processing
1st payment window6:00am EST7:00am EST
2nd payment window1:00pm EST2:00pm EST
3rd payment window6:00pm EST7:00pm EST