Return Codes

The FedNow network in the U.S., operated by The Federal Reserve, uses a highly standardized set of error and reason codes.

CodeDescription
AC02Invalid Debtor Account
AC03Invalid Creditor Account
AC04Account Closed
AC06Account Blocked
AM04Insufficient Funds
AM09Wrong Amount
AM13Exceeds System Limit
BE06Unknown Customer
DUPLDuplicate Payment
MD07Customer Deceased
AG01Transaction Forbidden