Submission Windows

ACH transactions are processed in batch submissions once per business day. Standard ACH settles in 1–2 business days; Same-Day ACH settles the same business day when submitted before the daily cutoff.

SettlementSettlement TimingHow to Request
Standard ACH1–2 business daysDefault
Same-Day ACHSame business daySet SameDay: true on the request

ACH is not processed on US federal holidays or weekends. Transactions submitted after the daily cutoff are queued for the next business day.